Appraisal services for Portsmouth and Rockingham County homeowners

Here are the top seven reasons NH homeowners use Kendra Cole, Certified Appraiser LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Rockingham county's assessment of your property
To cut their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a NH divorce, where real estate needs to be divided
Settle an estate in NH by determining the true market value of real estate in question

Do you own a house in or near Portsmouth? Do you need help deciding the price of your real estate?
Contact Kendra Cole, Certified Appraiser LLC.

We at Kendra Cole, Certified Appraiser LLC understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular person not in the real estate business that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Kendra Cole, Certified Appraiser LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Kendra Cole, Certified Appraiser LLC, we're qualified in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Kendra Cole, Certified Appraiser LLC is your strongest weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Kendra Cole, Certified Appraiser LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.